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Business Bank Cards

Simplified Money Management

VISA® Business Rewards*

Turn business costs into reward points.

A credit card is an essential tool for many businesses. We are happy to offer our VISA® Business Rewards Credit card.

REWARDS
Our Visa® Business Rewards card can help you earn points that can be redeemed for cash-back, merchandise or travel*. This card has no annual fee and earns one point for every dollar spent.

CARD VALET
Our business card includes access to a Card Valet® app for convenience and greater peace of mind. This service allows you to temporarily freeze your card for added security, set spending limits, and set geographical boundaries for your card. Learn more about Card Valet.

ACCESS
Access your card online by clicking the “credit card login” tab at the top of our website. From here you can check your account balance, make payments, download and view statements, and track and redeem your uChoose Rewards® points.

*Subject to credit approval

Or click here to download a pdf application

VISA® Business Credit Card Benefits

Our Business Rewards credit card comes with auto rental, roadside service, travel accident insurance, and purchase security benefits. For full details, you can review the Business Rewards VISA® Benefit Guide.

BENEFITS BUSINESS REWARDS
1 to 1 Rewards
Auto Rental Collision
Damage Waiver
Roadside Dispatch®
Travel and Emergency Assistance Services
Purchase Security
Extended Warranty

VISA® Business Rewards Credit Card Interest Rates & Charges

INTEREST RATES &
INTEREST CHARGES
BUSINESS REWARDS
(1-TO-1 REWARDS)
Interest Rate
for Purchases
and Balance Transfers
17.25%
This rate will vary with the market based on the Prime Ratea. We add 12.00% to the Prime Rate to determine the Purchase and Balance Transfer interest rates.
Interest Rate for Cash Advances 20.25%
This rate will vary with the market based on the Prime Rate. We add 15.00% to the Prime Rate to determine the Cash Advance rate.
Penalty Interest Rate and When it Applies n/a
Paying Interest There is no grace period on balance transfers or cash advances. Your due date is at least 21 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
Credit Card Fees
Annual Fee None
Set-Up Fee, Maintenance Fee $8b
Transaction Fees
Balance Transfer Fee The greater of $5 or 3% of the amount transferred
Cash Advance Fee The greater of $10 or 4% of the amount advanced
Foreign Currency Transaction Fee 2% of each transaction will be charged in U.S. dollars.
Penalty Fees
Late Payment Fee $35
Over-the-Credit-Limit Fee $35
$30 $25
Other Fees
Rushed Credit Card Fee $70 per card
Expedited Payment Fee $10

a Prime Rate: Variable rates are based on the 5.00% Prime Rate as of 9/28/2018.

b The fee will be imposed when, at your request, we perform special maintenance on your account.

VISA®, the name VISA, and Roadside Dispatch are registered trademarks of Visa.

Card Valet and uChoose Rewards are registered trademarks of Fiserv, Inc.


Or click here to download a pdf application