Business Checking Accounts
Some banks don't offer interest-bearing checking accounts for businesses. We do.
Earn money on your business funds with BizSmart Interest. The minimum balance is $3,000*, but you can earn higher interest with a higher balance. (view rates).
You are also allowed up to 200 free items per month (including items deposited, deposits posted and checks paid)†, plus free monthly statements with check images, VISA® business debit card and real-time online business banking. Our Credit Reserve line of credit for overdraft protection is also available, subject to credit approval.
* Customer pays no fee as long as a $3,000 daily balance or $6,000 average monthly balance is maintained (minimum balance fees are waived the first statement). If the daily balance falls below $3,000 without having a $6,000 average monthly balance during the statement cycle, then a $15 below-minimum-balance fee applies. Fees may apply. See Schedule of Fees for more information about fees.
† For 201 to 300 items processed, there is a $0.10 per-item charge. For items processed over 300, the account converts to a BizSmart Analyzed account.
VISA® and the name VISA and are federally registered trademarks of VISA.