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Business Checking Accounts

Custom Fit

Business Checking

Business Checking - Overview

Our family of business checking accounts offers a range of services and benefits for businesses of all sizes. Whether you're looking for interest, low fees or easy-to-understand itemized statements, Lewiston State Bank has an account to fit your needs. All of our accounts are hassle free, backed by our famous small-town service.

BizSmart SMALL BUSINESS BizSmart COMMERCIAL BizSmart
INTEREST
BizSmart
MONEY
MARKET
Recommended if you are... An owner of a small business and need a simple checking account to run your business. An owner of a mid-sized to large-business with high transaction volumes and cash-management needs. A business owner who wants an interest-bearing account. A business owner who wants a high-interest-bearing account with limited check writing.*
Features
Minimum to open $100 $500 $3,000 $1000
No below-minimum-balance fee if you maintain a daily balance of n/a $500 $3,000
(or average monthly balance of $6,000)
$1000
Monthly below-minimum balance fee n/a $7 $15 $8
FREE items † Up to 200 Up to 300 Up to 200 n/a
Over-item charge .10 per item (201–300 items)
Over 300 converts to analyzed‡
Over 300 converts to analyzed .10 per item (201–300 items)
Over 300 converts to analyzed
n/a
Interest bearing

All BizSMART Checking Accounts Include

  • Image Statements
  • Unlimited check writing*
    Over-item charge may apply to 201-300 items.
    Additional fees apply to analyzed accounts.
  • Unlimited online bill payments*
  • Credit Reserve (line of credit for overdraft protection)§
  • FREE Business VISA ® debit card
  • FREE Business VISA® credit card with no annual fee§
  • FFREE online banking||
  • FREE mobile banking and smartphone apps
  • FREE endorsement stamp

* Some types of Money Market withdrawals, including bill payments and checks, are limited to six per monthly statement cycle.

† Items include debits, credits, and items deposited. Accounts that process more than 300 items a month may be converted to an analyzed account. Other accounts may also be analyzed depending on activity.

‡ Additional fees apply to analyzed accounts. Earn credit on account balances to o set fees.

§ Credit approval required.

|| Some services available inside online banking have fees.

VISA® and the name Visa are federally registered trademarks of Visa.