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If you are transferring from a savings or money market account, please be aware that federal regulation limits telephone transfers to checking, Internet transfers, ACH payments, automatic sweeps, Internet bill payments, wire transfers (if not in person), and point-of-sale (debit card) purchases from savings and money market accounts to six per monthly statement cycle. If you exceed this limitation on more than an occasional basis, either in number or in frequency, or if you exceed this limitation willfully, the Bank will be required by regulation either to (1) revoke your ability to make those types of withdrawals, (2) close the account, or (3) change it to another type of account that allows unlimited withdrawals.

If you exceed the withdrawal limitations, you will be charged a fee of $10 for each excessive withdrawal that monthly statement cycle.