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Personal Checking FAQ

Personal Checking

Frequently Asked Questions—Checking Accounts

The answers you need now.

How do I open a checking account?

You can open all CheckSmart checking and our MyRate Checking® accounts at a location near you or online. When applying at a location, make sure you have with you:

  • Picture ID - (Utah state ID, valid driver's license or current passport)
  • Social security card
  • Initial deposit
Where is the location closest to me?

Lewiston State Bank has convenient locations. Find the location nearest you.

Is Lewiston State Bank FDIC insured?

Yes. Lewiston State Bank is an FDIC-insured institution, which means each depositor is insured up to $250,000, though some depositors are eligible for more insurance coverage (for example, two people holding a joint account would be insured up to $500,000 with an additional $250,000 per beneficiary). To find out how much FDIC insurance you're eligible for, visit the FDIC's Electronic Deposit Insurance Estimator.